PANYL, Inc. Privacy Policy

The following privacy policy (this “Privacy Policy”) governs your use of www.panyl.com (this “Site”) which is made available to you by PANYL, Inc., with offices located at 455 9th Street Brooklyn, New York 11215. As set forth in this Privacy Policy, the words “you” and “your” refer to each individual accessing this Site. The words “PANYL”, “we”, “us” and “our” refer to PANYL Inc. acting on behalf of itself and, where applicable, its third party licensors. In addition to the lower case words “we”, “us”, “our”, “you” and “your”, each of which is defined above, you will notice that we capitalize additional words in this Privacy Policy even though grammatical rules do not require capitalization. We do this because in the context of this Privacy Policy, these words have specific meanings which can be found where the capitalized words are placed in bold text inside parentheses and quotation marks.

By visiting this Site, including using the services offered on or through this Site, you agree to the terms of this Privacy Policy as they may be amended from time to time. This Privacy Policy is incorporated into, and part of, PANYL Terms of Use, which governs your use of this Site in general. As such, if you do not agree to the terms of this Privacy Policy you are not authorized to use this Site.

Purpose

Your privacy is a serious matter to us. In order to make your visits to this Site and use of the services available through this Site as worthwhile as possible, we may ask you for Personal Information and we may collect certain non-personal information from your computer each time you visit this Site. This Privacy Policy explains, in general, what Personal Information and other information is collected on this Site, how the information is used, and with whom we may share such information. Please take a few minutes to read our Privacy Policy so that you understand how PANYL treats your information.

Information Collected on this Site

Personal Information

“Personal Information” includes, for example, your name; home and/or business address; e-mail address; telephone, wireless and/or fax number; short message service or text message address or other wireless device address; instant messaging address; credit card and other payment information; demographic information, and/or other information that may identify you as an individual or allow online or offline contact with you as an individual but does not include information gathered through Tracking Technologies (as defined below).

We collect Personal Information from users of this Site through such users’ activities, transactions and completion of online forms on this Site. Such information is collected, for example, when users register or subscribe for accounts, newsletters or other features on this Site, make online purchases, complete surveys, participate in contests or sweepstakes, contribute to a blog entry or other open forum that we may make available on or through this Site, submit a comment or question to us using a “contact us” or similar feature on this Site, send us an e-mail or in any other way submit Personal Information to us via this Site.

This Site also allows you to be able to send products or services to a third party. If so, you may be required to provide us with such third party’s Personal Information. Such information will be treated in accordance with this Privacy Policy and applicable law and only be used for such purpose as provided to us.

Web Site Usage Information and Tracking Technologies

We (including through our third party service providers) may inactively collect from you information that is not in the same category as Personal Information. For example, we may track information about the date and time you access this Site, the type of web browser you used, and the web site from which you connected to this Site to analyze and develop our marketing strategy and to determine how you found out about us, your interests regarding our products and/or services and how to further to improve this Site based upon user data. We also may collect information from your activities on this Site or elsewhere on the Internet for the purposes of providing advertisements and other content to you at this Site and elsewhere on the Internet that are customized to your interests and preferences. To accomplish this, and also to allow us to enhance the functionality of this Site and to make your activities more convenient and efficient, we, as do many web sites, use “Tracking Technologies” in this Site or in our communications with you. Tracking Technologies vary, but may include "cookies", web bugs, e-mail bugs, clear GIFs, web beacons, tracker GIFs, and technologies enabling our servers to automatically collect and log your server’s Internet protocol address and domain name when you visit this Site, the page that linked you to us, and related information including any ads you may have clicked on. In some cases these Tracking Technologies may involve a small file stored locally on your computer hardware that we may use to store and collect information relating to your viewing and use of the Web Site and our correspondences with you. WE WANT TO BE SURE THAT YOU UNDERSTAND THAT BY ACCEPTING TRACKING TECHNOLOGIES ONTO YOUR COMPUTER IN NO WAY GIVES US ACCESS TO YOUR COMPUTER OR ANY PERSONAL INFORMATION ABOUT YOU. YOU MAY SET YOUR WEB BROWSER SOFTWARE TO REJECT TRACKING TECHNOLOGIES, BUT, IF SO, CERTAIN FUNCTIONALITY OF THE WEB SITE MAY BE AFFECTED. Third parties (including, but not limited to, software vendors, advertisers and fulfillment companies) may also use Tracking Technologies by or through this Site and we have no control over what information such third parties track or collect, and have no responsibility or liability for any tracking, data collection or other activities of such third parties.

How Information is Used

Personal Information

We will use the Personal Information you provide to us and this Site primarily for the purpose it is requested and for other reasonable internal business purposes. For example, Personal Information will be used to respond to your requests, process your orders, and to provide you with our service and product offerings. Personal Information also might be used for editorial and feedback purposes, for our marketing and promotional purposes, for a statistical analysis including as a measure of interest in and use of this Site both on an individual basis and in the aggregate and to maintain our internal record keeping. We may also report information about your account to credit bureaus. In addition, we may send you notices (for example, in the form of e-mails, mailings, and the like), and otherwise correspond with you, about products, services, companies and events, sponsored by us and others, that we think might interest you. You may opt out of receiving such notices from us by following the instructions in the Right to Opt-Out as provided below.

Tracking Technologies

Cookies

We may use “cookies” to keep, and sometimes track, information about you. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your computer’s hard drive. Cookies track where you travel on this Site and what you look at and purchase. They may store the information of your shopping cart, and/or your username and/or password. A cookie may enable us to relate your use of this Site to other information about you, including your Personal Information. All of these purposes serve to improve and personalize your experience on this Site.

Most web browsers can be set to inform you when a cookie has been sent to you and provide you with the opportunity to refuse that cookie. Additionally, if you have a Flash player installed on your computer, your Flash player can be set to reject or delete Flash cookies. However, refusing a cookie may, in some cases, preclude you from using, or negatively impact the display or function of, this Site or certain areas or features of this Site.

Clear GIFs

We may use “clear GIFs” (aka “Web beacons” or “pixel tags”) or similar technologies, in this Site and/or in our communications with you to enable us to know whether you have visited a web page or received a message. A clear GIF is typically a one-pixel, transparent image (although it can be a visible image as well), located on a web page or in an e-mail or other type of message, which is retrieved from a remote site on the Internet enabling the verification of an individual’s viewing or receipt of a web page or message. A clear GIF may enable us to relate your viewing or receipt of a Web page or message to other information about you, including your Personal Information.

IP Address and Clickstream Data

Our host server automatically collects data about your server’s Internet address when you visit us. This information, known as an Internet Protocol address, or IP Address, is a number that’s automatically assigned to your computer by your Internet service provider whenever you’re on the Internet. When you request pages from this Site, our host servers may log your IP Address and sometimes your domain name. The host server may also record the referring page that linked you to us (e.g., another web site or a search engine); the pages you visit on this Site; the web site you visit after this Site; the ads you see and/or click on; other information about the type of web browser, computer, platform, related software and settings you are using; any search terms you have entered on this Site or a referral site; and other web usage activity and data logged by our web servers. We use this information for internal system administration, to help diagnose problems with the server, and to administer this Site. Such information may also be used to gather broad demographic information, such as country of origin and Internet Service Provider. We may also link this information with your Personal Information.

Right to Opt Out

You may have the right to “opt out” of certain of our uses of your Personal Information including use for secondary purposes or disclosing it to third parties by sending an e-mail to info@panyl.com. In this e-mail, please clearly identify your name and address and identify in the email which use(s) of your Personal Information you wish to exercise your opt-out rights. You may also opt out of PANYL’s promotional e-mails by clicking on an opt-out link within the e-mail you receive.

Please understand that if you opt out of receiving promotional correspondence from us, we may still contact you in connection with your relationship, activities, transactions and communications with us.

Service Providers

We use third-party partners to help operate this Site and deliver our services and products, and we may share your information, including Personal Information, with our service providers and other third parties that provide products or services for or through this Site or for our business (such as site or database hosting companies, e-mail service providers, analytics companies, distribution companies, fulfillment companies, and other similar service providers that use such information on our behalf).

Public Forums

When you contribute to a public area or feature of this Site, such as a blog, the information that you submit will be made available to the general public. For this reason, we recommend that you do not submit any sensitive information, including your full name, home address, phone number, other information that would enable other users to locate you, or financial information on these areas of this Site. Instead, create a username that does not disclose your personal identity.

Aggregate Statistics

We may disclose aggregate statistics regarding user behavior as a measure of interest in, and use of, this Site and e-mails to third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.

Legally Compelled Disclosures

We may disclose user information to government authorities, and to other third parties when compelled to do so by government authorities, at our discretion, or otherwise as required or permitted by law, including but not limited to responding to court orders and subpoenas. We also may disclose user information when we have reason to believe that someone is causing injury to or interference with our rights or property, other users of this Site, or anyone else that could be harmed by such activities.

Contests, Sweepstakes and Offerings

We may collect Personal Information from you in connection with optional contests, sweepstakes or other offerings. Some of our contests, sweepstakes and other offerings may be co-sponsored by another company. In those situations, the information we obtain from you in connection with such contest, sweepstake or offering may be shared with our co-sponsor. In those situations, our co-sponsors will have the right to use your information for their own purposes, in accordance with their own policies. We are not responsible for how our co-sponsors may use your information. You may decline to participate by following the instructions in the Right to Opt Out section above.

Business Transfer

In the event that PANYL, or substantially all of its assets, are acquired by one or more third parties as a result of an acquisition, merger, sale, reorganization, consolidation or liquidation, Personal Information may be one of the transferred assets.

Mobile Device Identifiers

You may be visiting this Site from your mobile device. Certain mobile service providers uniquely identify mobile devices and we or our third-party service providers may receive such information if you access this Site through mobile devices. Some features of this Site may allow for the collection of mobile phone numbers and we may associate that phone number to mobile device identification information. Furthermore, some mobile phone service providers operate systems that pinpoint the physical location of devices that use their service. Depending on the provider, we or our third-party service providers may receive this information.

Applications and Services including Social Networking

We may implement features, functions and technologies, including applications, that will allow you to interface with other sites or services that are not under our control, including Facebook and Twitter. Certain features, functions and technologies may include, but are not limited to the use of so-called "share links." A "share link" is a button and/or text link appearing on this Site that enables the launch of a sharing mechanism whereby you can post links to, and content from, this Site onto social networking web sites. By using certain features, functions and technologies, you are allowing our services to access your information on those other sites and services, and you are agreeing to those other sites' and services' terms of use including privacy policies. Once you log into those other sites and services, the content you post on those other sites and services may also post to our services. Your use of those other sites and services is subject to the privacy policies of those sites and services, and not this Privacy Policy. Our applications, however may be subject to this Privacy Policy and a separate end user license agreement displayed during download.

Short Message Service

We may make available a service through which you can receive messages on your wireless device via short message service (“SMS Service”). If you subscribe to one of our SMS Services, you thereby agree to receive SMS Service messages at the address you provide for such purposes. Such messages may come from PANYL (unless and until you have elected not to receive such messages by following the instructions in the Right to Opt Out section above).

You understand that your wireless carrier’s standard rates apply to these messages, and that you may change your mind at any time by following the instructions in the Right to Opt Out section above. You represent that you are the owner or authorized user of the wireless device you use to sign up for the SMS Service, and that you are authorized to approve the applicable charges. To use the SMS Service, you must be 18 years of age or older and reside in the United States. You must first register and provide all required Personal Information, which may include, for example, your name, SMS address, wireless carrier and, if fees are applicable to the SMS Service you subscribe to, billing information (either your credit card information or mobile service carrier information if applicable fees will be billed through your carrier). We may also obtain the date, time and content of your messages in the course of your use of the SMS Service. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and/or wireless account with your carrier for the purpose of identifying and resolving technical problems and/or service-related complaints.

By signing up for the SMS Service, you consent to receiving, from time to time, further messages which may include news, promotions and offers from us, our affiliates and partners, and you consent to our sharing of your Personal Information with such parties for such purposes, unless and until you have opted out of these activities by following the instructions in the Right to Opt Out section above. Please follow the instructions provided to you by third parties to unsubscribe from their messages.

Your Access Rights

You may review the Personal Information that is stored in your user account on this siteby e-mailing info@panyl.com. You may send us new or updated information at any time. We will endeavor to respond to your request to access, update or delete your information as soon as practicable. Before we are able to provide you with any information, correct any inaccuracies or delete any information, however, we may ask you to verify your identity and to provide other details to help us to respond to your request.

Security

We will take all reasonable security precautions to protect your Personal Information provided to this Site. However, due to the inherent nature of the Internet as an open global communications vehicle, we cannot guarantee that information, during transmission through the Internet or while stored on our system or otherwise in our care, will be free from unauthorized access or loss, misuse, destruction or alteration will not occur. We disclaim any liability for any theft or loss of, unauthorized access or damage to or interception of any data or communications. By using this Site, you acknowledge that you understand and agree to assume these risks.

Information Submitted Outside the United States

PANYL is committed to protecting personal data to the fullest extent of this Privacy Policy. Because PANYL is based in the United States, this Privacy Policy is consistent with United States law and practice and is not adapted to European laws.

By agreeing to this Privacy Policy, you consent to PANYL applying this Privacy Policy in place of data protections under your country's law. That is, you freely and unambiguously consent that:

THE terms of this Privacy Policy, not your home country's laws, control how PANYL will process personal data about you;

Data you enter on this Site, will be transmitted to and processed in the United States, a jurisdiction whose laws who may not offer data protections equivalent to your home country's;

Sensitive data will also be processed consistent with this Privacy Policy and transmitted to/processed in the United States, a jurisdiction without equivalent data protections.

PANYL processes data complying with all applicable laws of the United States, which means PANYL complies with laws requiring it to provide user data to government agencies, if necessary.

Consent to Processing

By providing Personal Information to this Site, you understand and consent to the collection, maintenance, processing and transfer of such information in and to the United States and other countries and territories.

Third-Party “Linked-To” Web Sites

When you are on this Site you may have the opportunity to visit, or link to, other sites not operated by PANYL, including other Web sites operated by unaffiliated third parties. These sites may collect Personal Information about you. PANYL does not control sites that are operated by these entities and is not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of those other Web sites. The Privacy Policies of Web sites operated by such third parties should be located on those sites. WE DO NOT ASSUME ANY RESPONSIBILITY OR LIABILITY FOR ANY THIRD-PARTY WEB SITE OPERATORS’ OR ADVERTISERS’ DATA COLLECTION AND PRIVACY PRACTICES, THEIR FAILURE TO ABIDE BY THEIR PRIVACY POLICIES OR THE CONTENT OF ANY THIRD PARTY WEB SITES.

COPPA Compliance

The Site is not directed at children under the age of 13 and all products available for sale on this Site are intended to be purchased individuals over 18 years of age. We do not knowingly collect or maintain or store Personal Information, via this Site or otherwise, from those children under 13 years of age.

Changes to this Privacy Policy

PANYL reserves the right to change or update this Privacy Policy, or any other of our policies or practices, at any time, and will notify users of this Site by posting such changed or updated Privacy Policy on this page. Any changes or updates will be effective immediately upon posting to this Site. Under certain circumstances, we may also elect to notify you of changes or updates to the Privacy Policy by additional means, such as posting a notice on the front page of this Site or sending you an e-mail.

Contact Us

If you have any questions or comments regarding our privacy practices, you may contact us at info@panyl.com

Effective Date: January 9, 2012